My5 Financial Blog

For the past couple of weeks, I have been researching funding sources for a real estate investment that I would like to make. Ive always maintained good credit so I was pretty confident that I would be able to secure financing. In fact, I submitted four applications for funding and received approvals from three lenders at pretty favorable terms. Im the type of person that maintains some level of cash reserves for small emergencies; however, I have always had the mindset of maintaining good credit should I need some significant cash just in case something came up....... Read More

Are you thinking of filing for bankruptcy? If so, make sure that you have a good look at all your options. Bankruptcy should be considered only as a last resort. Many people who have filed in the past say now that they wish they had investigated other options more completely before they filed. However, sometimes bankruptcy really is the best option. Once you file, you’ll be looking at things from a better financial position....... Read More

Businesses seeking cash for working capital look no further. There is a unique solution for clients who need a quick infusion of cash. Its called a merchant credit card advance. The reality of the economic climate facing business owners today is that traditional lenders are toughening the requirements needed to obtain working capital. 92% of all small business owners can not get money from banks. Reasons include length of time in business, lack of collateral, and the owners poor credit just to name a few....... Read More

The Visa card consumers will enjoy easy online access to register their purchases and they can file their claims. VISA provides this free service to the benefits of its consumers. The consumer can shop with confidence, knowing that virtually everything they purchase with their covered Visa card is protected in case of theft or damage for the first 90 days from the date of purchase. This is really a specific feature of ths VISA card. Provides automatic protection of many retail items purchased with the consumers eligible Visa Business card. Also provides return protection, that means if a cardholder makes an eligible purchase with their Visa card and is dissatisfied with that item within 90 days from the date of purchase, the cardholder is eligible to receive reimbursement on items they purchase. There are hundreds of VISA Credit card offers are available in market. Let’s see the benefits and detailed descriptions of specific offers....... Read More

With so many credit cards out there targeting the “credit challenged”, finding the right one can be a very difficult task indeed. Many people have made mistakes with their credit in the past and would like to know how to go about reestablishing their credit. Also it can be noted that the process of simply establishing credit for the first time follows the same process as reestablishing one’s credit. In this article I will go over the basic steps one must take to do this concerning credit cards and review several offers for credit cards that I feel would serve the purpose of reestablishing credit....... Read More